Sarah-Jane | I've a Cash ISA with about £80k in it, so I'm considering moving £50k into a Stocks & Shares ISA. Sustainably-focussed Baillie Gifford Positive Change clocks in at fourth, highlighting a growing trend for this style of investing. Can I start another pension as a saver and, if so, how much can I put in every year? If your average return net of fees is 10% in one fund but it's only 9% in the other, you'll end up with $541,000 in the former fund and only $462,000 in the latter -- a difference of roughly $79,000. Glyn | 0.52% Primecap Odyssey Stock … Hull | At heart, they all do the same thing: instead of some pointy-headed person picking the shares that go into the fund, they simply replicate an index. About half of you told us you had bought over the last month, with a small increase in those now cherry-picking and favouring sector specific stuff. and B: Do you have an article on Investment trusts on your site? John | Essex | 2. Greater London | Lancashire | Nothing’s certain when investing so if you’re really unsure, or dealing with complicated stuff like working out what to do with a pension when you retire, we’d really suggest you get some financial advice. Do you have a recommendation as to where I could put this money to best use during that time? But they are UK equity based. 7. I am getting long in the tooth at 79, a little forgetful and I am going through a painful divorce. DB | 8. 7. Also notable is how much their customers are buying their own brand, low-cost, ‘ready-meal’ funds which diversify and blend things together on your behalf. Katherine | Edinburgh Worldwide +53% However, VCTs are specialist vehicles that invest either in unquoted companies or Aim stocks, which can be much riskier than established, quoted businesses. 12/04/2018 | I have compared the fees and they are not significantly different. So what makes a great mutual fund? 4. | ET Mutual Funds News. 05/11/2017 | We'll never share your details and you can unsubscribe any time. We have £100,000 in Premium Bonds to invest. Matt | The median annual fee ("expense ratio") for stock mutual funds was recently 1.16%, per the Investment Company Institute, with plenty of them charging more than 2%. 0. 02/01/2019 | Most popular investment funds bought through AJ Bell in June 2020. I am very lucky to have just received a gift which I want to invest for our retirement. Where are people putting their money since the stock market crash? ... A Comprehensive Guide to the Best ETFs of 2020. Can you help? 27/11/2018 | Kent | Nick | Norfolk | I was lucky enough to inherit a significant sum from my father... currently in Alliance trust platform in 10 investment trusts. Do robo advisers have a better return rate? The fund, a set of actively managed options on the S&P 500, maintains some exposure … Thanks, Dave | I am already receiving a pension from a final salary scheme and I am retired. With a SIPP in drawdown would a company like Netwealth whose investment management fees are of the order of .66% of the value of the portfolio, be a better option compared to companies like Hargreaves Lansdown or Investec? 2. Stock funds. My plan is: 1) Open an annual Stocks and Shares ISA each of the next 15 years. pension, approximate value £12k. 19. My investments have done reasonably well, but I've read disturbing reports about St James's Place. As we continue to track what funds people are buying, we can see some mixed behaviours. Most popular investment funds bought through Hargreaves Lansdown in June 2020. Dorset | I could just put more money into my existing ISAs. All going well I will be selling my flat next month and will be left with a large sum. Lincolnshire | Am I right in thinking I can only contribute to one Stocks & Shares ISA at a time in my name? 0. Gloucestershire | Specifically, a turnover ratio compares the total value of securities bought and sold in a period (such as a year or quarter) with the total value of all assets in the fund. But we’ve received a letter stating that they plan to transfer us to Hargreaves Lansdown. Their ages are 18yrs, 11yrs, 8yrs and 4yrs respectively. Ireland | 1. Unfortunately I am completely thrown about where to start. Please can you help to ease some of this burden, which has proved an awful part of my retirement and made me frightened to spend any money. 23/01/2019 | I hope you can help. I have just received a letter from JP Morgan saying that they will no longer offer ISA accounts from the end of September 2019. Should I have concerns? 22/07/2020 | I also have a mortgage and a workplace pension. The best and worst performing funds of 2020: Technology, the US and gold are the year's investing success stories - but UK funds have a bad pandemic US-orientated funds are the best … 15/11/2018 | My husband and I aim to retire in around five years. 18. This has shattered my confidence and I need help. I invested my money in a St James's Place managed fund, split into ISAs and bonds, after advice from an adviser who was a St James's Place partner. I have saved almost £8,000 and want to start investing. I would be grateful for any advice you could pass my way. Clearly, ISAs are out as there is a requirement to be a UK resident. London | John | Surrey | It's hard to beat mutual funds for convenience, and the best ones will have your money growing powerfully over many years. 20/03/2019 | Vanguard Equity fund. Just remember, commission has been banned now so advisers need to be very clear with you about what you are paying them and when. 25/11/2017 | 2. 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